Credit card referral programs are a great way to get special bonuses, points or air miles by using referral links, sign-ups, or similar refer a friend program. There are tons of referral programs out there, so we’ve narrowed it down to the best of the best to help you--and your friend--get the most out of your credit card.
Let’s take a closer look at the best credit card referral programs available today.
Discover Card offers a popular referral program that will net you a $50 bonus when you refer a friend--and that friend will also get a $50 bonus if they sign up through your referral. You can up to 10 sign-up bonuses per calendar year, so you could get $500 by signing up 10 friends! This program is currently only available for standard members, not Discover Business card and Essential by Discover card members. If you earn miles through your Discover card, you will earn 5,000 miles per referral rather than a $50 bonus.
The American Express refer a friend program is exclusively offered to current cardholders. You can only create referrals for eligible cards that you currently hold, and your account must be in good standing. American Express currently offers 17 different "Refer a Friend" bonuses that will vary depending on the card being referred. Notable referral bonuses include the Business Platinum Bonus, which is 15,000 reward points (or about $150) per referral; the Blue Cash Everyday Card Bonus, which is 75 reward dollars per referral; The Hilton Honors Card Bonus, which is 20,000 points per referral; and the Gold and Platinum Delta SkyMiles Credit Card Bonus, which is 10,000 bonus miles (or a 1-way Delta ticket) per referral. Both the person making the referral and the friend signing up will receive a bonus.
Chase offers several different referral programs depending on the current card you hold. Chase offers refer-a-friend links that you can send out to your friends, which they must use to sign-up in order for you to get your bonus. Three of the most popular programs include: The Chase Freedom bonus, which is 5,000 bonus points per referral; your friends who sign up will also get a 15,000 point bonus for signing up. The Chase Ink Plus bonus, which is 10,000 points per referral; friends who sign up for the Chase Ink Plus bonus will get 60,000 bonus points after signing up. The Chase Sapphire Preferred Bonus, which offers 10,000 points per referral; friends who sign up will get 50,000 points if they sign up and spend 4,000 on their card within 3 months.
Marriot Rewards is offering a special refer a friend program via their Premier card service. You can get 10,000 Marriot points per referral. Friends who sign up via the special refer a friend link will also receive a sign-up bonus from Marriot, which includes 7,500 bonus points if you make your first purchase within 3 months of signing up or 80,000 points if you spend $3,000 within the first 3 months.
These referral programs are a great way to earn rewards and help others to earn rewards as well! Check out IUNGO Finance Tab for great credit card referral bonuses available! Keep in mind that it's important to read the Terms & Conditions of each credit card referral program to make sure you and your friend are eligible for the referral bonus.
Upload and share your credit card referral codes or links in IUNGO to start earning tons of rewards!