It’s time for a new year—and new dreams. It’s very common to make plans for the upcoming year, whether they’re completely new hopes and dreams or things you’ve been “meaning to do” but haven’t gotten around to actually completing. You might pledge that you’ll buy a gym membership and go to the gym 3 times a week, or that you’ll take a vacation in a country you’ve always wanted to visit. You might decide that you want to finally renovate your backyard deck or take a cooking class for at least 3 months.
Sadly, it’s all-too-common for people to abandon those plans and dreams they make for the new year. Gym memberships go unpurchased or at best, unused; travel plans get delayed or never organized; whatever the dream, there’s always something that can stand in the way of its fruition.
So, how do you actually achieve all those new year’s plans and dreams? It’s surprisingly simple once you break it down into these 3 easy steps. Follow these steps and you’ll be much closer to achieving your new year dreams than ever before.
Step One: Create A List (And Organized It Properly)
The first thing you need to do is create an organized list for your plans/goals. The best way to organize this type of list is to choose one of two methods: organize by time period, or organize by priority.
If you are organizing your plans by time period, then you’ll need to break the year into several chunks and list everything that needs to be done within that time period. For example: January—Buy Gym Membership; April: Buy Plane Tickets for Vacation in August; and so on.
If you are organizing your plans by priority, then you’ll need to list them in order of overall priority. For example, if you have several financial goals on your list but your international vacation is most important then it should have a higher priority on your dream list.
Step Two: Make Realistic Plans for Your Goals
Once everything is organized, you can start breaking the list down into plans. It’s important to make realistic plans for your goals in order to achieve them. For example: Let’s say you want to take an international vacation in August. Your realistic plan should include a breakdown of the estimated cost for the trip, and how you plan to save that money. These plans may include something as simple as pledging to put away a few hundred dollars each more, or include steps of their own—such as “sell old collectibles for a vacation fund.”
The more detailed your realistic plan, the more achievable it will be in the end.
Step Three: Make Smart, Strategical Financial Decisions
Finally, you need to make sure that you are making strategical, smart financial decisions so that you can achieve your goals realistically and without damaging your finances. This may involve culling some items on your list, or at least changing their priority.
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The new year is the perfect time for new dreams and plans. Just remember to follow the above three steps to make sure that your dreams really do come true!